Amit Kumar

Career arc

1. Vice President, Head - Consumer Risk Analytics, Collections and Bureau StrategyNov 2021 — Present

   Emirates NBD· Dubai, United Arab Emirates· Full-time
2. Head - Delivery and InnovationJun 2021 — Nov 2021

   Qarar· Full-time
3. Enterprise Model Risk ManagementAug 2020 — Jun 2021

   Mashreq Bank· Dubai, Dubai, United Arab Emirates· Full-time
4. Senior ConsultantNov 2016 — Jul 2020

   Qarar· Dubai, United Arab Emirates
5. AVPDec 2014 — Nov 2016

   ANZ Banking Group· Bangalore
6. Associate Vice PresidentJul 2014 — Dec 2014

   Barclays· noida
7. AVPDec 2012 — Jul 2014

   Barclays· noida
8. ManagerSep 2010 — Nov 2012

   Barclays· Noida
9. Senior AnalystMay 2009 — Nov 2010

   dunnhumby
10. Analytic Science ConsultantFeb 2007 — Apr 2009

    Fair Isaac· Bangalore
11. Analyst2005 — 2007

    HSBC· Bangalore

Education

• Dr. B. R. Ambedkar University, Agra
  Bachelor of Engineering (BE) · Mechanical Engineering1999 — 2003
• D.A.V Public School, Bina Sonebhadra
  1984 — 1998
• Indian Statistical Institute, Kolkata
  Master of Technology · Quality Reliability and Operations Research2003 — 2005

About

Experience of working with clients and data from different industries including Banking and Financial Services, Insurance, Retail and Entertainment spanning across different geographies like US, UK, Canada, Western Europe, Africa and Middle East. A thorough knowledge of data handling, segmentation and model development for both marketing and risk analytics projects. Knowledge of complete end to end IFRS 9 model development and Expected Credit Loss (ECL) calculation for Retail Banking Businesses. Highlights: IFRS 9 Model Development and ECL Calculation, Machine Learning, Model Development, Monitoring and Validation, Model Governance, Internal and External Audit, Building Holistic Customer Segmentation, Data Mining and Analysis of the data, SAS, R, Team and Client Management

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