Fabio De Grazia

Career arc

1. Chief Product OfficerAug 2024 — Present

   Collinson· Dubai, London· Full-time
2. Associated ConsultantJun 2023 — Feb 2024

   Kearney· Dubai, United Arab Emirates· Freelance
3. Vice President, Head of Product MENAMar 2019 — Sep 2022

   Visa· Dubai· Full-time
4. Senior Director, Head of Core Products, MENAOct 2014 — Feb 2019

   Visa· Dubai, United Arab Emirates· Full-time
5. Head of International Retail Banking UnitOct 2013 — Oct 2014

   IIntesa Sanpaolo, International Subsidiary Banks Division· Milan, Lombardy, Italy· Full-time
6. Chairman of Supervisory Board – Consumer Finance HoldingNov 2009 — Oct 2014

   Consumer Finance Holding a.s.· Slovakia· Full-time
7. Head of International Product Factories (Cards, Wealth Management, Consumer Finance, Leasing)Sep 2009 — Oct 2013

   IIntesa Sanpaolo, International Subsidiary Banks Division· Croatia, Hungary, Slovakia, Serbia· Full-time
8. Vice President of Intesa Sanpaolo Card Supervisory BoardAug 2009 — Oct 2014

   IIntesa Sanpaolo, International Subsidiary Banks Division· Croatia· Full-time
9. Head of International Retail Business DevelopmentApr 2007 — Sep 2009

   IIntesa Sanpaolo, International Subsidiary Banks Division· Milan, Lombardy, Italy· Full-time
10. Head of Mass-Market SegmentApr 2003 — Mar 2007

    Banca Intesa· Milan, Lombardy, Italy· Full-time
11. Strategy ConsultantSep 2001 — Apr 2003

    McKinsey & Co.· Milan, Lombardy, Italy· Full-time
12. ConsultantAug 1999 — Aug 2001

    Deloitte Consulting· London, England, United Kingdom· Full-time

Education

• University College London, U. of London
  MEng · Electronic and Electrical Engineering1995 — 1999

About

I am an innovative and driven executive leader with a strong passion for driving corporate transformation whilst maximizing growth potential. My experience largely encompasses product development, retail banking, and strategy consulting. This combination of passion and experience, has allowed me to achieve tangible results within short timeframes across multiple international organizations. What distinguishes me is my strategic view, consulting skills, and consistent focus on driving the development of forward-thinking initiatives. By utilizing practiced strategic planning, C-suite engagement, and team leadership, I am able to meet and surpass objectives whilst simultaneously improving market positioning and making significant strides towards operational excellence. My reputation as a

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