
Muhammad Wasif Raza
Head of Cards Portfolio and Payments
The move
MoveStandard Chartered → Emirates NBD
TitleSenior Product Manager → Head of Cards portfolio and payments
LocationUnited Arab Emirates → Riyadh
First time at this levelYes ★
Cross-border moveYes · United Arab Emirates → Saudi Arabia
UAE federal / sovereign destinationYes ★
Years in UAE9.6
Total experience16.3 years
Emirates NBD headcount10,001+ employees
Emirates NBD industryBanking
Emirates NBD HQDubai, United Arab Emirates
Emirates NBD typePublic Company
Career arc
- Head of Cards portfolio and paymentsApr 2026 — Present
Emirates NBD· Riyadh, Saudi Arabia· Full-time - Senior Product ManagerOct 2023 — Apr 2026
Standard Chartered· United Arab Emirates· Full-time - Manager Cards Innovation MENATMay 2021 — Oct 2023
HSBC· Hsbc tower· Full-time - Wealth Sales enablementJan 2020 — Feb 2022
HSBC· United Arab Emirates· Full-time - Retail and Wealth sales analystJan 2017 — Jan 2020HHSBC Retail Banking and Wealth Management· HSBC tower
- premier service managerJan 2015 — Dec 2016HHSBC Retail Banking and Wealth Management· jumeirah branch
- Accounts Payable SpecialistDec 2010 — Dec 2013HHSBC Retail Banking and Wealth Management· Dubai Internet City, Dubai, United Arab Emirates
- cheques clearing associateNov 2008 — Nov 2010HHSBC Retail Banking and Wealth Management· burdubai branch
Education
- University of WolverhamptonMaster of Business Administration - MBA · Finance, GeneralAug 2014 — Sep 2015