Rafik Azmy, CFA
Executive Vice President, Large Corporates, Wholesale & Institutional Banking at Emirates Development Bank
The move
MoveMashreq Bank → Emirates Development Bank (EDB)
TitleSenior Vice President - Unit Head, Services & Manufacturing Division, CIBG → Executive Vice President
LocationDubai → Dubai
Cross-border moveNo — same country
Native languageArabic
Years in UAE14.9
Total experience20.6 years
Emirates Development Bank (EDB) headcount51-200 employees
Emirates Development Bank (EDB) industryBanking
Emirates Development Bank (EDB) HQAbu Dhabi
Emirates Development Bank (EDB) typeGovernment Agency
Career arc
- Executive Vice PresidentJan 2024 — Present
Emirates Development Bank (EDB)· Dubai, United Arab Emirates· Full-time - Senior Vice President - Unit Head, Services & Manufacturing Division, CIBGMar 2020 — Dec 2023
Mashreq Bank· Dubai, United Arab Emirates· Full-time - Director Private BankingAug 2017 — Mar 2020Mashreq Bank· Dubai, United Arab Emirates
- Vice President/Senior Relationship Manager, Government, Transport & LogisticsJun 2016 — Jul 2017Mashreq Bank· Dubai, United Arab Emirates
- Vice President, International Contractors, Corporate & Investment Banking GroupMar 2014 — May 2016Mashreq Bank· Dubai
- Assistant Vice President, Abu Dhabi Large Corporate & GREs, Corporate & Investment Banking GroupMar 2011 — Feb 2014Mashreq Bank· Abu Dhabi
- Associate - Corporate Banking GroupJul 2007 — Jul 2010CCommercial International Bank (CIB), Egypt
- Senior Credit Analyst - Corporate Banking GroupMar 2006 — Jun 2007CCommercial International Bank (CIB), Egypt· Egypt
- Marketing OfficerSep 2004 — Mar 2006CCorporate Leasing Company (CorpLease)
Education
- CFA InstituteChartered Financial Analyst, CFA Program2007 — 2009
- The American University in CairoBachelor of Arts (B.A.)2004
- The American University in CairoCertified Banking Credit Analyst · Banking Institute2004 — 2005
- College de la Sainte Famille1998
Languages
- French · Full professional
- English · Full professional
- Arabic · Native or bilingual
Top skills
Financial ModelingRisk ManagementAsset ManagementTrade FinanceCreditCredit Analysis
About
An ambitious and result-driven corporate banker with 20 years of extensive experience in relationship management, investment management and corporate loan portfolio management, in several reputable banks in the MENA region. Enjoy deep product knowledge and sound technical, analytical, cross-selling, negotiation and communication skills as well as a proven track record in book-building, structuring and executing complex mega-deals and optimizing the bank’s portfolio returns with a sound focus on risk management and identifying red flags to ensure maintaining a healthy corporate loan portfolio.