Ramit H.

Career arc

1. Senior DirectorNov 2025 — Present

   Emirates NBD· Dubai, United Arab Emirates· Full-time
2. DirectorSep 2021 — Oct 2025

   Emirates Islamic· Dubai, United Arab Emirates· Full-time
3. Technical ConsultantApr 2019 — Sep 2021

   Nucleus Software· Noida Area, India· Full-time
4. Associate ConsultantDec 2017 — Mar 2019

   Nucleus Software· New Delhi Area, India
5. Senior Subject Matter Expert / Application ArchitectNov 2014 — Nov 2017

   Emirates NBD· Dubai· Full-time
6. Solutions ManagerMay 2014 — Nov 2014

   Reliance Jio Infocomm Ltd.· New Delhi Area, India
7. System AnalystApr 2012 — May 2014

   Nucleus Software Pte. Ltd.· Singapore, Singapore
8. Senior Software DeveloperApr 2010 — Mar 2012

   NNucleus Software Exports Limited· New Delhi Area, India
9. Software DeveloperJan 2008 — Mar 2010

   NNucleus Software Exports Limited· New Delhi Area, India

Education

• Guru Gobind Singh Indraprastha University
  MCA · Computer Science2005 — 2008
• Delhi University
  B.Sc. Mathematics(Hons) · Mathematics2002 — 2005
• Guru Harkrishan Public School
  XIIth; C.B.S.E; Science Stream from M.L.K.S.D.Sec.School (C.B.S.E) · Science Stream2001 — 2002
• Institute of Management Technology, Ghaziabad
  MBA · Business Analytics2018 — 2019

About

With over 18 years of techno-functional experience in the banking domain, I specialize in leading large-scale Credit System Transformations and Digital Banking initiatives that drive efficiency, innovation, and business growth.As Global Product Owner at Emirates NBD, I lead the modernization and automation of the bank’s credit platforms, enabling faster decisioning, improved customer experience, and robust risk management. My focus lies in building scalable, future-ready ecosystems that align technology strategy with business objectives.Throughout my career, I have spearheaded Business and System Transformation programs, Digital and Mobile Banking adoption, Credit Decision Engine design, and Risk-Based Pricing automation, delivering measurable impact across both Conventional and Islamic le

Share this move